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2018 加拿大投资移民条件

大为律师事务所 · 发布于 2018 年 12 月 17 日

本文首发于 2018 年 12 月 17 日,原载于大为律师事务所网站。加拿大移民政策变化频繁,文中的条件、分数线、名额和日期可能已不再适用,请以加拿大移民局(IRCC)及各省官网的最新公布为准,或联系我们评估您的具体情况。

1986 年推出的魁北克省投资移民计划 (Quebec Immigrant Investor Program, QIIP) 非常成功,为世界各地符合资格且净资产高的个人和家庭提供通过魁北克省移民加拿大的机会。随着加拿大联邦投资移民计划近期被废止,QIIP 成为目前同类计划中国际商业人士唯一可选择的加拿大投资者签证计划,而且与原联邦计划保持完全相同的投资标准。

声誉研究所 (Reputation Institute) 调查显示,加拿大是全世界“声誉最佳”且“褒奖最高”的国家,既现代化又安全,以经济实惠的生活成本在多元社会中为移民提供绝佳的生活质量。魁北克省投资移民计划的成功申请者将获得加拿大无条件永久居民签证,而且可以立即开始在加拿大任何地方居住、工作和经商。新投资移民的子女也可以立即开始在加拿大就学,而且还能以加拿大居民(而不是外国学生)身份申请当地的中小学和大学。

更新:魁北克省投资移民计划将在 2017 年 5 月 29 日到 2018 年 2 月 23 日重新开始接受新申请。在这段有限的移民受理期内,本计划最多将接受 1330 份来自中国的申请(包括香港和澳门),所以,我们强烈建议大家尽快采取行动。

加拿大投资移民资格

最低净资产要求 
为了获得 2018 魁北克省投资移民计划批准,外国投资者必须单独或和其配偶或合作伙伴共同至少拥有 160 万加元的合法净资产(或等值外币)。计算净资产时,可包括不动产、银行账户、股票和债券以及养老基金。按照魁北克省投资移民计划,继承的资产被划分为合法资产,但是,捐款或遗产必须在提出 QIIP 申请前至少 6 个月获得才有效。截至 2018 年 1 月,160 万加元相当于大约 130 万美元、110 万欧元或 850 万人民币。

无风险投资 
加拿大魁北克投资移民申请人必须签署协议,声明他们将通过经授权可参与 QIIP 的金融中介机构 (投资移民中介),在魁北克投入价值 800,000 加元且由政府担保的投资。这项指定的债券投资为期五年,由魁北克省政府完全且无条件担保,按照本计划的规定,投资资金将在 5 年后全额返还,利息为 0%。请注意:此类被动投资可以在魁北克省投资移民申请原则上获得批准之后完成,所以没有任何风险,唯一的一点就是加拿大投资者签证将来会被拒。

融资解决方案 
过去十年间,大部分的魁北克省和加拿大投资移民计划申请者已经在加拿大完成投资额的融资。如果投资者不希望通过清算资产解决要求的 800,000 加元,可以向获得授权的加拿大金融机构申请大约 220,000 加元的一次性贷款支付(包括所有利息和费用),完成投资额的融资。这就意味着,截至 2018 年 1 月,获得加拿大投资者签证的“实际成本”只有大约 175,000 美元、120 万人民币或 150,000 欧元(根据汇率计算)。我们和许多有声望的金融中介机构关系良好,他们经常向加拿大投资移民客户提供贷款,如果您选择使用我们的专业服务,我们能够以极具竞争力的利率辅助您融资。必须在加拿大投资者签证原则上获得批准后 110 天内全额完成投资,所以,选择一家与加拿大主要金融机构保持稳定关系的律师事务所合作,可以减少在最后期限之前完成融资的压力。请注意:根据利率变化,要完成 800,000 加元投资额的融资,现行最低收费从 200,000 到 240,000 加元波动,所以我们无法在网站上说明准确金额。

魁北克省居留权 
投资移民计划申请人必须愿意在魁北克省定居,魁北克省是加拿大面积第一大省、人口第二大省,几乎占全国 3,500 万总人数的 1/4。魁北克省是一个活跃且繁华的社会,坚持平等主义信念,非常热情好客和多元化。虽然投资类移民及其家人有权在加拿大任何城市定居,但魁北克省的生活质量极佳,在加拿大新移民中深受欢迎。蒙特利尔是魁北克省最大的城市,这是一座现代化且充满活力的城市,拥有优越的购物场所、餐厅和夜生活,以及一些全国最高级的医院和医疗机构。魁北克省拥有一流的教育体系,而且分布着世界级学府,如麦吉尔大学。虽然魁北克省以法语为主,但蒙特利尔市普遍讲英语,特别是该市的商业社区。蒙特利尔市拥有精彩的多元文化,吸引了许多讲普通话的新移民,而且魁北克省还以拥有全世界最清洁的空气和水而闻名。

企业管理经验 
加拿大魁北克省投资移民计划要求,主申请人在过去五年中至少取得两年全职企业管理经验。加拿大投资移民所需的符合条件的企业管理经验,必须包含管理、规划和控制企业或组织的财务、人力资源或实物/实体资源。合格的管理经验示例包括:商业企业、专业运营(假如私营企业或合伙公司除申请人外还有 2 个或更多全职员工)、NGO、农业(农场管理)、外国政府部门或机关、国际组织或工业管理。在申请人已拥有适当工作授权或法律地位的情况下,魁北克省移民局将只考虑合法取得的企业经验 — 未经认可的工作经验不算。

其他因素 
除上述甄选标准外,负责评估魁北克省投资移民申请的加拿大投资签证评判员在评估候选人文件时,还将考虑年龄、教育背景、适应能力、语言能力和工作经验等因素。加拿大移民律师业务熟练,经验丰富,深谙魁北克省投资移民计划申请的准备工作,可确保客户的文件有效传达他/她的每一项特征,潜在地增强其申请的说服力。移居加拿大之前,加拿大投资签证文件中列出的所有人还必须通过体检以及安全和犯罪记录检查。

加拿大投资移民计划 
很多人会将原加拿大投资移民计划和现行魁北克省投资移民计划混淆。虽然这两种经济公民计划非常类似,且投资额和净资产要求都相同,但目前只有魁北克省投资移民计划是任何国籍(包括中国)且净资产高的商业人士移民加拿大的通道。2014 年 2 月,加拿大政府宣布废除深受欢迎的联邦投资移民计划 (FIIP),使 59,000 名申请人的待处理申请文件立即作废,被加拿大拒之门外。联邦投资移民计划原来的许多候选人依然有意通过投资成为加拿大公民,但是,最新的 2018 魁北克省投资移民计划只接受 1900 名申请人 (1330来自中国),2017 年 5 月 29 日开放后,可能很快就会饱和。

如果您有兴趣进一步了解有关通过魁北克省投资移民计划完成加拿大投资移民的信息,请联系我们的团队进行保密咨询。我们在帮助讲普通话的客户处理加拿大移民事务方面经验丰富。

加拿大投资移民申请流程

第 1 步:律师事务所协助客户获取魁北克省投资移民计划需要的所有证明文件,包括:

·      身份和婚姻情况文件

·      无犯罪记录证明

·      净资产证明文件

·      企业管理经验证明文件

·      教育背景证明文件

 

第 2 步:如有任何以简体中文书写的补充文件,律师事务所将协助安排合格译员完成文件认证翻译。请注意:加拿大移民局只接受认证翻译,必须由加拿大可查验证书的专业译员签字或盖章。否则,如果翻译文件没有附宣誓书保证翻译的准确性和译员的能力,将不予认可。

第 3 步:律师按照政府指导准则完成加拿大投资者签证申请表,并整理所有证明文件。

第 4 步:客户审查投资文件,签署 QIIP 申请表和委托书,以授权律师事务所代表他们与政府沟通。

第 5 步:律师正式向魁北克省移民局提交签妥的申请表和证明文件,以供初步处理。此时应付 15,111 加元的政府申请费,而且必须通过加拿大邮政汇款单或加拿大银行签发的银行汇票支付。

第 6 步:不完整的申请表将退给候选人。适当的申请表将添加至处理队列,将向申请人发送正式 QIIP 回执。

第 7 步:魁北克省移民局审查申请表,以确保客户满足所有加拿大投资移民要求,包括最低净资产和企业管理经验要求。

第 8 步:满足甄选条件和投资移民计划 (IIP) 标准的申请人接受安排,参加魁北克省移民局官员举行的个人面试。接到面试安排后的十个工作日内,候选人必须向魁北克省移民局人员提交更新后的文件和表格,以及申请的任何其他证明文件。律师与客户密切合作,确保修订后的文件准确反映他/她当前的经济状况。律师还将亲自帮客户准备面试,包括全面的 1 对 1 辅导。必要时,合格译员将到现场帮助完成此类面试准备工作。请注意,在某些情况下,移民局会取消个人面试,如果这样,客户将收到正式的面试放弃通知。

第 9 步:成功完成个人面试后,魁北克省投资移民工作人员原则上将批准客户的申请,并发送详细的电汇说明。

第 10 步:客户在 110 天内完成 800,000 加元汇款。如果客户通过魁北克省投资移民计划授权的金融中介机构完成投资额的融资,必须在此时间范围内电汇大约 220,000 加元的预付贷款费用。

第 11 步:收到 80 万加元投资全款后,商业移民官员将签发“魁北克省甄选证书”(Certificat de Sélectiondu Québéc),通常称之为 CSQ。签发 CSQ 表示申请人获得了省级批准,然后,申请文件将移交至加拿大公民及移民部集中受理中心 (Centralized Intake Office, CIO),进行联邦级处理。此时应支付联邦手续费。

第 12 步:加拿大签证机关评估完投资者申请后,将向客户发布体检说明。如果适用,客户及其随行家属必须接受加拿大公民及移民部 (Citizenship and Immigration Canada, CIC) 批准的医生进行体检。

第 13 步:商业移民官员收到体检结果后,合格的申请人及其家属将获得加拿大投资者签证的完全批准。此时,为了签发签证,将提供投资者申请中每个人的正式护照申请。此时应付永久居民权费 (RPRF)。

第 14 步:加拿大商业投资者签证将颁发给主申请人及每个随行家庭成员。投资签证包含到期日,即持证人用其进入加拿大完成永久移民的最后一天。到达加拿大后,加拿大投资者签证持证人将获得永久居民卡(加拿大 PR 卡),利用此卡可随意出入境。

魁北克省投资移民计划处理时间

处理魁北克省投资移民申请文件所需的时间取决于许多因素,主要是候选人地理区域内当前的投资申请人数量。

省级处理时间 - 投资移民申请人一般需要 9 至 12 个月时间获得魁北克省甄选证书 (CSQ),表示魁北克省批准了申请。

联邦级处理时间 - 获得 CSQ 后,加拿大公民及移民部 (CIC) 需要大约 3 至 4 年时间对申请文件进行联邦级处理。截至 2017 年 1 月,CIC 网站所列的魁北克省投资移民计划正式处理时间为 40 个月。

根据历史平均处理时间,2018 魁北克省投资移民计划的申请人应该能够在 5 年内获得加拿大投资签证。但我们相信,2018 QIIP 处理时间实际会快许多。魁北克省最近已更新了经济移民规则,用于限制收到的企业家、投资者和自雇移民申请数量。这样应该可以减少政府必须处理的申请文件数量。加拿大公民及移民部也已经更改了处理某些移民申请的方式。之前,在各区域签证受理中心,很多服务的 CIC 处理时间也差异很大。例如,魁北克省投资者申请文件在墨西哥的处理时间比在阿拉伯联合酋长国 (UAE) 快两倍以上。但是,自 2016 年 1 月起,CIC 能够在世界各地的签证受理中心之间转移申请文件,以确保最大处理效率。这就意味着,您的 2018 魁北克省投资移民计划申请可能不会在离您最近的签证受理中心处理,但效率可能会更高。同时还意味着,由于 CIC 目前仅提供一项魁北克省投资移民计划处理所有国家申请的估算时间,网站上没有发布针对各国家的 QIIP 处理时间。

投资移民加拿大 - 能否以简体中文提交来自中国的文件?

根据加拿大投资移民计划要求,所有文件都必须是法语或英语,或与认证的译本一同提交。例如:魁北克省移民局要求中文文件必须同时提交准确的法语或英语译本。但加拿大投资签证申请人不得自行翻译文件,申请人家庭成员也不能翻译。排除在外的家庭成员包括父母、祖父母、兄弟姐妹、配偶、监护人、同居伴侣、子女、姨母/姑母/舅母、叔父/伯父/舅父、堂(表)兄弟姐妹、侄子/外甥和侄女/外甥女。翻译文件还必须附上负责将简体中文翻译成英语的专业译员的信息。为了获得加拿大移民局认可,翻译文件的译员必须是在加拿大翻译机构有良好信誉的成员。否则,文件必须附有宣誓书,在公证人的见证下宣誓确实由精通英语或法语以及简体中文的译员翻译。在加拿大,也可以在宣誓官或宣誓专员的见证下宣誓

加拿大商业移民 - 魁北克省投资移民计划是否适用于中国投资者?

是,中国公民有资格通过投资移民计划申请加拿大国籍。加拿大提供优越的生活质量,是非常受中国移民欢迎的国家。无论您是居住在上海、北京、深圳、天津、广州、武汉、东莞、重庆、成都、南京,还是任何其他中国城市,我们都可以帮您通过魁北克省投资移民计划移民加拿大。

加拿大投资移民政策 - 将接受多少来自中国的申请?

魁北克省政府规定,任何一个国家所占的比重都不得超过本计划 1900 名申请人总数的 70%,因此,最多将接受 1330 份来自中国的申请(包括香港和澳门)。

加拿大投资移民公司 - 为什么要聘请魁北克省移民律师?

中国有许多外国顾问提供低廉的移民服务,但聘请魁北克省注册移民律师提供服务有许多优势。首先,魁北克省律师经验丰富,提供的投资移民服务专业水平绝对是加拿大以外的律师无法相提并论的。外国顾问一般通过世界各国的投资和投资移民服务提供一系列国籍申请服务,但一般会将所需的许多实际法律工作外包给外部承包者。直接与精通投资移民计划的魁北克移民律师合作,可确保申请文件为了取得成功而充分完善,并专业、高效地指导您完成每一步。

通过 2018 魁北克省投资移民计划获得加拿大投资签证并不容易,不完整或不一致的申请文件可能会被拒,且不再要求申请人提供附加文件或信息。魁北克省投资移民计划的申请要求比许多加勒比国家经济公民计划的要求更加全面,必需的文件轻易就能让不熟悉申请流程的人打退堂鼓。投资者申请中一个最严苛的要求是,按时间顺序详细叙述申请人合法累积的金融资产。魁北克省移民律师在处理加拿大商业移民申请文件方面经验丰富,能真正理解无微不至的详细程度,以全面落实此关键 QIIP 条款,帮客户取得成功。根据官方统计,加拿大投资移民申请中有 76% 被拒,这就意味着,成功率只有 24%。如果您非常希望通过经济移民成为加拿大公民,我们强烈建议您聘请一名经验丰富的魁北克省投资移民律师。请注意:大家普遍预计 2019 年的通过率将增长,符合条件的各个金融中介机构现已分到名额,用于限制他们可以服务的客户数量,这样或许将减少“无效”申请的提交数量。

魁北克投资移民 - 通过投资获得加拿大公民资格 (购买加拿大护照)

通过魁北克省投资者签证移民加拿大的个人和家庭,在加拿大居住 48 个月后将最终获得加拿大公民资格。为了获得成为加拿大公民的资格,在所有其他必需条件均已满足的情况下,申请人必须在提出公民资格申请之前的六年内,以永久居民身份亲自在加拿大居住至少 1460 天(四年)。加拿大永久居民获得加拿大公民资格后,即可有资格申请加拿大护照。加拿大护照是全世界最具价值的旅游证件之一,172 个国家对加拿大护照持有人实行免签证或落地签证。

投资移民魁北克 - 魁北克省商业移民管理

按照加拿大-魁北克省移民协定,魁北克省自行控制和运作本省的移民体系,包括确立要求和甄选候选人。因此,有意以魁北克省选定投资者身份搬到加拿大的所有商业人士都必须由负责的省级移民局直接处理。魁北克省投资移民计划由 Ministère de l’Immigration, de la Diversitéet de l’Inclusion (MIDI) 运作,并由魁北克省政府机关的附属机构 IQ Immigrants Investisseurs Inc. 管理。

加拿大投资移民费用 - 加拿大投资签证税务问题

加拿大的税收制度可以为许多移民提供绝对优势,更高效地帮助他们实现资产增值。加拿大没有财富税或遗产税,通过魁北克省投资移民计划实现移民加拿大的个人将有机会在搬到加拿大之前成立离岸信托,这样就可以将所得税推迟长达五年。加拿大人比大多数其他西方国家的人都享受更优惠的所得税税率和企业税率,而且加拿大已与全世界几十个国家签订了税收协定,用来避免对其公民进行双重征税。加拿大公民和该国非税务居民的加拿大 PR 卡持卡人也可以避免缴纳其他国家征收的税。我们的合伙律师事务所专门与加拿大的国际税收筹划专家建立了合作关系,这些专家可以为外国投资者提供关于获得加拿大投资签证的潜在税务影响的详细信息。

2018加拿大投资移民条件 - 我能否带我的成年子女去加拿大?

几年前,加拿大政府修改了该国的《移民和难民保护法》,更改了“受抚养子女”的定义,不再包括 19 岁及以上且身份为全日制学生的子女。目前,受抚养子女是未满 19 岁且未结婚或未构成事实婚姻的孩子,或由于精神或身体状况而需要在经济上依靠父母的成年子女。在按照 QIIP 确定子女身份的规定中,年龄“锁定在”向魁北克省政府提交商业移民申请文件以供甄选的日期。

加拿大投资移民新政策 (魁北克移民) - 加拿大是否是唯一一个提供投资公民资格的西方国家?

越来越多的西方国家在通过经济公民计划吸引来自发展中国家的富裕人士。美国实行通过投资移民计划获得 EB-5 绿卡 (美国投资移民),英国实施第一层级投资移民签证 (英国投资移民),澳大利亚推行重要投资者签证 (澳大利亚投资移民),旨在帮助净资产高的人士通过在各个国家投资获得居留权。许多欧洲国家都提供通过投资获得公民资格的方案,包括奥地利、匈牙利、塞浦路斯、保加利亚和马耳他 (欧洲投资移民)。希腊、西班牙和葡萄牙均推行欧洲黄金签证计划,通过投资提供欧盟居留权。其他许多欧盟国家(如拉脱维亚)实行通过直接国外投资获得居留许可的方案。圣基茨和尼维斯、多米尼加、圣卢西亚、安提瓜和巴布达及格林纳达等加勒比贫穷岛国,实施各种通过投资移民计划获得第二护照的方案。

但是,对比各国用于获得第二国籍的投资移民计划,全世界任何一个国家都无法与加拿大投资移民计划的价值相提并论,尤其是在规定投资额已完成融资的情况下。总之,加拿大拥有更好的多元文化融合、更优越的生活质量、更低的犯罪率、更先进的医院和学校、更高的工资、更多名牌大学、更清新的空气、功能更强大的护照、更有价值的公民资格以及更强劲的经济形势。魁北克省投资移民计划拥有一流声誉,无年龄和语言要求,贷款方案的融资“最低”费用只需 170,000 加元,任何其他国家绝对都无法超越。虽然美国 EB-5 投资移民计划也拥有巨大价值,但它不为 EB-5 投资者签证申请人提供融资方案。通过 EB-5 投资移民计划移民美国的风险可能会更高。一些 EB-5 区域中心发生过财务问题,有时甚至涉及诈骗,而魁北克省投资移民计划的债券投资则由政府担保。许多人也认为 EB-5 投资标准到 2018 年将提高,使美国投资者签证更加昂贵。

加拿大企业家移民 - 加拿大双重国籍

加拿大不限制双重国籍。这就意味着,投资移民计划申请者如果最终获得加拿大公民资格,也无需强制放弃当前国籍才能获得第二护照。

投资移民加拿大的条件 - 投资者签证计划的限制

魁北克省投资移民计划对申请人的语言、教育背景、国籍或年龄(除了主申请人不得低于 18 岁)没有任何限制。许多国家都要求申请投资签证的外籍人讲英语,而且要低于一定的年龄,如 45 岁,但魁北克省投资移民申请人不会受到这些限制。因此,按照魁北克省投资移民计划,满足加拿大投资移民所有公民资格标准的任何人都可以通过投资移民加拿大。

投资移民加拿大 - 魁北克省居留权是否被归入加拿大居留权?

是,魁北克的所有居民同时也属于加拿大居民,所以能够和加拿大其他地区的居民享受同样的待遇。其中一项特权就是,在加拿大权利与自由宪章的担保下,能够搬到和定居在加拿大任何省。没有魁北克省居留证之类的证件 — 通过魁北克省投资移民计划移民加拿大的个人将获得加拿大 PR 卡,此卡在全国范围内均受认可。

魁北克投资移民条件 - 魁北克省投资移民计划必需文件

魁北克省甄选证书申请需要提交大量文件,用于证明投资者申请文件。所有文件都必须以源语言和正确格式提交。提交格式不合格的文件可能会导致投资者申请被拒,或文件被退给寄件人。所有核证无误的副本和复印件都必须质量良好,否则,移民局会将其视为不可接受。核证无误的副本文件需要交由授权人(如公证人)对比原件和复印件,然后在副本上印下“本人证明,此文件是原件的真实副本”,并附上其姓名、公职或头衔、签名、原件名称,以及认证日期。对于为证明申请而提交的所有信息和文件,包括授权人代表申请人提供的任何文件,申请人对其真实性和准确性承担全部责任。请注意,魁北克省移民局可以单方面与第三方证实投资移民申请信息的准确性。关于加拿大投资移民,提供任何虚假或误导性信息都是违法的,而且申请人可能会遭受罚款、被拒,甚至被吊销魁北克省甄选证书 (QSC)。

InvestorVisa Canada 2018

Introduced in 1986, thehighly successful Quebec Immigrant Investor Program (QIIP)offersqualified high net worth individuals and families worldwide the opportunity toimmigrate to Canada through the Province of Quebec. With the recent closure ofCanada's Federal Immigrant Investor program, the exclusive QIIP is the onlyCanada investor visa of its kind currently available to international businesspeople, and it boasts the exact same investment standards as the former federalprogram.

According to the Reputation Institute, Canadais the "most admired" country with the "best reputation" inthe world, and the modern and safe nation offers immigrants a fantastic qualityof life in a pluralistic society, all at an affordable cost of living.Successful Quebec Investor Program candidates will be granted an unconditionalCanada Permanent Resident Visa and may immediately start living, working anddoing business anywhere in the country. Children of new investor immigrants mayalso promptly begin studying in Canada, and can apply to local schools anduniversities as a Canadian resident as opposed to a foreign student.

UPDATE: The Quebec ImmigrantInvestor Program will reopen for new applications from May 29, 2017 untilFebruary 23, 2018. The program willonly accept a maximum of 1900 applications during this limited intake period,so we strongly encourage you to act fast.

Investor Immigration Canada Eligibility

Minimum Net Worth 
In order to be admitted into the Quebec Investor Program 2018, foreigninvestors must have a legally obtained minimum networth of CAD $1.6 million (or its equivalent in a foreigncurrency), either individually or combined with their spouse or partner. Assetsthat may be included when calculating net worth include real estate, bankaccounts, stocks and bonds, as well as pension funds. Under the Quebec programfor investors, inherited assets are classified as legally obtained, however,donation or inheritance money must have been received at least six months priorto launching a QIIP application. As of January 2018, $1.6 million Canadiandollars is equivalent to approximately USD 1.3 million, EUR 1.1 million, or CNY8.5 million.

Risk-Free Investment 
Applicants for Canada investor immigration must sign an agreement stating theirintention to make a government guaranteed CAD $800,000 investment inQuebec through a financial intermediary authorized to participate in the QIIP.This prescribed investment in a five-year term note is fully andunconditionally guaranteed by the Government of Quebec, and in accordance withthe provisions of the program, the money is returned in full after five yearswith 0% interest. Please note: this passive investment does not have to be madeuntil after an applicant is approved in principle forinvestor immigration to Quebec, so there is no risk of making the investmentonly to be later refused a Canada investor visa.

Financing Solution 
Over the last decade, a significant percentage of the Quebec and CanadaImmigrant Investor Program participants have financed their investment in thecountry. Investors who do not wish to liquidate assets in order to come up withthe required C$800,000 can finance the investment through an authorizedCanadian financial intermediary for a one-time loan payment of ~$220,000 CAD, which includes all interest and fees.This means that as of January 2018, the "true cost" of obtaining aCanada investor visa is only around 175,000 American dollars, 1.2 millionChinese Yuan Renminbi, or 150,000 euros depending on the exchange rate. TheQuebec-based law firm we work with exclusively has excellent relationships withreputable financial intermediaries who regularly loan to Canada investorimmigration clients, allowing us to facilitate the financing of your investmentat highly competitive rates should you choose to retain our professionalservices. Investments must be made in full within 110 days of being approved inprinciple for a Canada investor visa, so working with a law firm that hasexisting relationships with major financial institutions in Canada can make meetingthis deadline less stressful. Please note: the current walk-away price offinancing the $800,000 investment fluctuates between C$200,000 and C$240,000according to interest rates, so we are unable to state a precise amount on ourwebsite.

Quebec Residency 
Immigrant Investor Program applicants must intend to settle in Quebec,the largest province in the country by size and second largest by population,accounting for almost 1/4 of Canada's 35 million people. Quebec is a vibrantand prosperous society built upon egalitarian beliefs that is incrediblywelcoming and diverse. Although investor class immigrants and their familiesare allowed to settle in any city in Canada, the tremendous quality of life inQuebec makes the province highly popular among newcomers to the country.Montreal, the largest city in Quebec, is a modern and dynamic city withexceptional shopping, restaurants, and nightlife, as well as some of the besthospitals and healthcare facilities in the nation. The education system inQuebec is first rate, and the province is home to world-class schools such asMcGill University. Although Quebec is predominantly a French-speaking province,English is commonly spoken in Montreal especially within the city's businesscommunity. The astounding multiculturalism of Montreal also makes the cityimmensely inviting to new immigrants, and the province is famous for havingsome of the cleanest air and water in the entire world.

Business Management Experience 
The Quebec Canada Investor Program requires primary applicants to have acquiredat least two years of full-time business managementexperience in the past five years. Qualifying business management experiencefor the purposes of investor immigration to Canada must involve some portion ofthe management, planning, and control of both the financial side and the humanor physical/material resources side of the enterprise or organization. Examplesof appropriate management experience include commercial business, professionalbusiness (provided the private enterprise or partnership had 2 or morefull-time employees excluding the applicant), NGO, agricultural (farmmanagement), foreign government department or agency, internationalorganization, or industrial management. Quebec immigration authorities willonly consider business experience that was legitimately attained while theapplicant had proper work authorization or legal status - unauthorized workexperience does not count.

Other Factors 
In addition to the above selection criteria, Canadian investment visaadjudicators who evaluate Quebec investor stream immigration applications willalso consider factors such as age, education, adaptability, languageproficiency, and work experience when making an assessment of a candidate'sfile. A skilled Canada immigration lawyer with extensive experience preparing QuebecInvestor Program applications can ensure that a client's file effectivelycommunicates every attribute he or she possesses that could potentiallystrengthen their application. Before moving to Canada, all persons includedunder an investment visa Canada file must also pass a medical exam as well assecurity and criminal checks.

Immigrant Investor ProgramCanada 
Many people confuse the former Canada Immigrant Investor Program with thecurrent Quebec immigration program for investors. Although both economiccitizenship programs were extremely similar with identical investment and networth requirements, only the Quebec Investor Program is currently operating asa gateway to Canada for wealthy business people holding citizenship from anycountry. In February 2014, the Canadian government announced the cancellationof the highly popular Federal Immigrant Investor Program (FIIP), slamming thedoor on 59,000 applicants whose pending files were instantly canceled. Many ofthese former candidates from the federal program are still interested inobtaining Canadian citizenship by investment, however, and consequently, thenext Quebec Investor Program opening may reach capacity very shortly after itcommences (this latest QIIP intake period will only accept 1900 applicants).


Investment Immigration Canada ApplicationProcess

Step 1: Law firm works alongside client toobtain all supporting documentation required by the Quebec Investor Programincluding:

·      Identity and civil statusdocuments

·      Police clearancecertificates

·      Documents proving net worth

·      Documents supportingbusiness management experience

·      Documents showingeducational qualifications

 

Step 2: If any supplemental documentation is notin English or French, law firm will help arrange the certified translation ofthe documents by an accredited translator. Please note: Canadian immigrationauthorities will only accept certified translations signed or stamped byprofessional translators with verifiable credentials in Canada. Otherwise,translated documents that are not accompanied by an affidavit swearing to theaccuracy of the translation, as well as the proficiency of the translator, willnot be recognized.

Step 3: Lawyer completes investor visa Canadaapplication form as per government guidelines, and organizes all supportingdocumentation.

Step 4: Client reviews their investor file andsigns QIIP application form as well as power of attorney mandate allowing lawfirm to communicate with the Government on their behalf.

Step 5: Lawyer formally submits signedapplication and supporting documents to Immigration Quebec for initial processing.The CAD $15,111 Government application fee is due at this point, and must bepaid via Canada Post money order or a bank draft drawn from a bank with apresence in Canada. Please note: this Government processing fee may be subjectto a small increase in 2019.

Step 6: Incomplete applications are returned tothe candidate. Adequate applications are added to the processing queue and anofficial QIIP Acknowledgement of Receipt is sent to the applicant.

Step 7: Quebec immigration authorities reviewthe application to ensure client satisfies all investor category immigrationCanada requirements including minimum legally obtained net worth and businessmanagement experience.

Step 8: Applicants who meet the selectionconditions and criteria of the Immigrant Investor Program (IIP) will bescheduled for a personal interview with a Quebec immigration officer. Withinten business days of being scheduled for an interview, candidates must submitupdated documents and forms to Immigration Quebec personnel, along with anyother additional documentation that may support their application. Lawyer worksclosely with client to ensure revised documentation accurately reflects his orher current financial situation. Lawyer will also personally prepare client fortheir interview, which includes an extensive one on one coaching session. Ifnecessary, a qualified interpreter will be present to assist with thisinterview preparation. Please note: in certain situations, the personalinterview may be waived by immigration authorities in which case the clientwill receive an official interview waiver notice.

Step 9: Upon the completion of a successfulpersonal interview, Quebec investment immigration staff will approve client inprinciple and send them detailed wire transfer instructions.

Step 10: Client has a maximum of 110 days tosuccessfully send funds of CDN $800,000. Clients financing the investmentthrough an authorized financial intermediary of the Quebec Investor Programmust wire transfer the up-front loan cost of approximately $220,000 within thistimeframe.

Step 11: Upon receipt of the full $800 thousandinvestment, business immigration officers will issue a "Quebec SelectionCertificate" or "Certificat de Sélection du Québéc", which iscommonly referred to as a CSQ. The issuance ofa CSQ signifies the applicant's approval at the provincial level, and his orher file is then handed over to the Centralized Intake Office (CIO) ofCitizenship and Immigration Canada to be processed at the federal level.Federal processing fees are due at this time.

Step 12: Once Canadian visa authorities haveassessed the investor application, medical instructions are issued to theclient. If applicable, client, as well as their accompanying family members,must undergo a medical examination performed by an Immigration, Refugees andCitizenship Canada (IRCC) approved physician.

Step 13: Once the results of the medical exam arereceived by business immigration officials, successful applicants and theirfamilies are fully approved for Canadian investor visas. At this time, a formalrequest for the passport of each person included under the investor applicationis given for the purposes of issuing the visa. The Right of Permanent ResidentFee (RPRF) is now due.

Step 14: A Canada business visa for investors isissued to the primary applicant and each accompanying family member. Theinvestment visa will contain an expiry date, which is the last day a person canuse it to gain entry to Canada for permanent immigration. After arriving in thecountry, Canadian investor visa holders will receive a permanent residence card(Canada PR Card) which can be used to leave and re-enter the country at will.

Quebec Immigrant Investor Program ProcessingTimes

The amount of time required to process aQuebec immigration investor file depends on an assortment of factors,principally the current volume of investor applications in a candidate'sgeographic pool.

Provincial processing times - It typically takes 9 to 12 months foran investor category applicant to receive a Quebec Selection Certificate (CSQ)representing Quebec approval.

Federal processing times - After receiving a CSQ, it then takesapproximately 3 to 4 years for the file to be processed federally byCitizenship and Immigration Canada (CIC). As of January 2017, the officialQuebec Immigrant Investor Program processing time listed on the CIC website was40 months.

Based on the historicalaverage processing time, a Quebec Investor Program 2018 applicant shouldreceive a Canada investment visa within five years. We believe 2018 QIIPprocessing times will actually be significantly faster than this, however.Quebec has recently updated their economic immigration rules to limit the numberof applications they receive across entrepreneur, investor, and self-employedimmigration categories. This should reduce the number of files that must beprocessed by the Government. Citizenship and Immigration Canada has alsochanged the way they process some immigration applications. Previously, CICprocessing times for many services would vary greatly between regional visaoffices. For example, Quebec investor files were processed more than twice asfast in Mexico as they were in the United Arab Emirates (UAE). As of January2016, however, the CIC now has the ability to moveapplications between visa offices around the world to ensurethey are processed with maximum efficiency. This means your 2018 QuebecImmigrant Investor Program application may not be processed at the visa officeclosest to where you live, but may be processed more efficiently. It also meansthere is no more country-specific QIIP processing times viewable online, as theCIC now only provides a single Quebec Investor Program processing timeestimation for all countries.

Canada Investment Immigration for FrenchSpeakers

Business people whodemonstrate advanced intermediate French language skills, by means of astandardized proficiency test recognized by the Government of Quebec, can oftenapply for the Canadian Immigrant Investor Program year-round. In addition tobeing able to apply before or after a designated intake period, investorcandidates who speak French are also provided priority processing andare not subject to the program cap of 1900 applications. The Quebec InvestorProgram 2018 is one of the most coveted citizenship by investment programs inthe World, and the additional benefits available exclusively to French speakingapplicants make it by far the top investment immigration program in existencefor Francophone business people and managers worldwide.

Why a Quebec Immigration Lawyer?

Although there are manyforeign consultants offering discount immigration services, retaining theservices of a licensed immigration attorney in Quebec has many advantages.First and foremost, the level of expertise related to Quebec investmentimmigration offered by an experienced Quebec-based lawyer simply cannot bebeaten outside of Canada. Foreign consultants typically offer a range of citizenshipby investment and investment immigration services in a variety of countriesaround the world, yet frequently outsource much of the actual legal workrequired to outside contractors. Directly working with an immigration lawyer inQuebec that knows the Investor Program inside and out ensures that your filewill be highly optimized for success and that you will beguided through each step of the process in a professional, effective manner.

Getting approved for aCanada investment visa by way of the Quebec Investor Program 2018 is not easy,and incomplete or inconsistent applications can be refused without request foradditional documentation or information. The application requirements for theInvestor Program in Quebec are more comprehensive than those of many Caribbeaneconomic citizenship programs, and the requisite documentation can easilyoverwhelm a person inexperienced with the process. One of the most rigorous anddemanding elements of the investor application is the detailed chronological narrativedemonstrating the lawful accumulation of the applicant's financial assets. Animmigration lawyer in Quebec with extensive experience handling files forbusiness immigration to Canada will genuinely understand the immense level ofdetail needed to substantiate this critical QIIP provision comprehensively toprocure a successful result for the client. According to official statistics,76% of applications for Canadian investor immigration are refused, which meansthe success rate is only 24%. If you are serious about moving to Canada as aneconomic immigrant, we strongly encourage you to hire an experienced Quebecinvestor immigration attorney. Please note: the 2019 acceptance rate iswidely expected to increase, as each qualified financialintermediary is now assigned a quota limiting the number of clients they canservice, which will likely reduce the number of "weak" applicationsbeing submitted.

How Many Applications From China Will BeAccepted?

The Quebec Government hasspecified that no single country should account for more than 70% of theprogram's applicants, and consequently a maximum of 1330 applicationswill be accepted from China (including Hong Kong and Macao).This stipulation will make it easier for non-Chinese nationals to be selectedfor processing since heavy demand from China will not be able to cap the entireprogram as soon as the intake period begins.

Canada Citizenship by Investment

Individuals and familiesthat immigrate to Canada by way of Quebec investor visa can eventually obtain Canadian citizenship after living in thecountry for 48 months. To be eligible for citizenship in Canada, applicantsmust have been physically present in the country as a permanent resident for aminimum 1460 days (four years) during the six years immediately before theircitizenship application is filed, provided all other required conditions arefulfilled. Once a permanent resident of Canada obtains Canadian citizenship,they are eligible to apply for a Canadian passport. One of the most valuabletravel documents in the World, 172 different countries offer Canadian passportholders visa-free or visa-on-arrival access.

Since many Quebec investors end up becomingcitizens of Canada, some people casually refer to the QIIP as a "Canadacitizenship by investment program." Although this is not an inaccuratedescription, many investment citizenship programs in Europe and the Caribbeanessentially allow people to buy citizenship with no residency requirement.Since you cannot buy Canadian citizenship through the Quebec Immigrant InvestorProgram, the term "Canadian citizenship by investment" is a prettybig stretch given the minimum four year residency requirement in order tobecome a citizen. "Canadian residency by investment" or "Canada immigrationby investment" are much more accurate descriptions of the QIIP.

 

How Does the Immigrant Investor Program BenefitQuebec?

Funding made available by the Quebec CanadaImmigration Investor Program directly helps support small businesses in theprovince. Through Investment Quebec, funds obtained under the QIIP providesubsidies to Quebec companies with net assets less than $35 million who areseeking financial assistance with local projects. Over the past decade,Investment Quebec has supported the development of small and medium-sizedenterprises (SMEs) by authorizing financing grants of more than $500 millionacross all regions of Quebec, fueling job creation and boosting economicdevelopment. Revenue generated by virtue of the Quebec Immigration InvestmentProgram also funds the Employment Integration Program for Immigrants andVisible Minorities (PRIIME), a strategic initiative that helps many newCanadians enter the Quebec job market as tradesmen. In addition to the numerouseconomic benefits, the Immigrant Investor Program directly contributes to theProvince of Quebec, many people who gain admission to Canada as investorimmigrants also end up opening successful businesses in their communities,which further benefits the local economy.

Administration of Quebec Business Immigration

Under the Canada-QuebecAccord on Immigration, the Province of Quebec controls and operates its ownimmigration system including establishing requirements and selectingcandidates. Accordingly, all businessmen or businesswomen who intend to come toCanada as a Quebec-selected investor must deal directly with the responsibleprovincial immigration office. The Quebec Immigrant Investor Program isoperated by the Ministère de l'Immigration, de la Diversité et de l'Inclusion(MIDI), and is administered by IQ Immigrants Investisseurs Inc., a subsidiaryof a Quebec government agency. To learn more about Quebec investmentimmigration policy and legislation, you can visit the official Quebecimmigration website here.

Investment Visa Canada Tax Consequences

Tax rules in Canada offerunequivocal advantages to many immigrants that can enable them to increasetheir assets more efficiently. Canada does not have a wealth tax or inheritancetax, and individuals who are accepted for immigration to Canada through Quebec'sInvestor Program have the opportunity to establish an offshore trust beforemoving to Canada, which can allow them to defer paying income taxes for up tofive years. Canadians enjoy more favorable income tax rates and corporate taxrates than residents of most other countries in the West, and Canada has signedtax treaties with dozens of countries around the globe to avoid double taxationof its citizens. Canadian citizens and Canada PR card holders who are considered a non-resident of the country for tax purposes can alsoavoid paying tax on income derived from outside of the country. Thelaw firm we work with exclusively has relationships with Canadian-basedinternational tax planning experts that can provide foreign investors withdetailed information about the potential tax implications of obtaining a Canadainvestment visa.

Can I Bring My Adult Children to Canada?

A few years ago the Government of Canadamodified the country's Immigration and Refugee Protection Regulations, changingthe definition of "dependent child" to no longer include children 19years of age or older who are studying full time. Immigration, Refugees andCitizenship Canada (IRCC) changed this definition again in October 2017, and adependent child is now considered a child who is less than 22 years old and nota spouse or de facto spouse, or an adult child that is financially dependent ontheir parents due to a mental or physical condition. To determine a child'sstatus under the QIIP, ages are "locked-in" on the date a business immigrationfile is submitted to the Quebec Government for selection.

Who Can Translate My Documents?

Any documentation required for investmentimmigration to Canada that is not in English or French must be accompanied bythe accurate English or French translation. Investment visa Canada applicantsare not permitted to translate documents themselves, however, and translationscan also not be done by members of the applicant's family. Excluded familymembers include parents, grandparents, siblings, spouses, guardians, common-lawpartners, children, aunts, uncles, first cousins, nephews, and nieces. In orderto be acknowledged by Canadian immigration authorities, the document translatormust be a member in good standing of a Canadian organization of translators andinterpreters. Otherwise, the document must be accompanied by an affidavit swornin the presence of a notary public to be authentically translated by a linguistfluent in both English or French as well as the unofficial language. In Canada,affidavits can also be sworn in the presence of a commissioner of oaths or acommissioner of taking affidavits.

Is Canada the Only Western Country to OfferInvestment Citizenship?

An increasing number of Western countries arecourting wealthy foreigners from the developing world with economic citizenshipprograms. The United States has the EB-5 Green Card by investment program,while the UK Tier 1 Investor Visa and Australia Significant Investor Visa (SIV)enable high net-worth individuals to obtain residency by investment in therespective country. There are a number of European countries that offercitizenship by investment including Austria, Hungary, Cyprus, Bulgaria, andMalta. Greece, Spain, and Portugal all have Golden Visa programs which offer EUresidency through investment in property, and many other European Unioncountries such as Latvia offer resident permits in exchange for foreign directinvestment. There are also a variety of second passport by investment programsin the Caribbean offered by poor island nations such as St Kitts and Nevis,Dominica, Antigua and Barbuda, and Grenada.

When it comes to comparisonshopping second citizenship by investment programs, however, no country in the World offers better value than the CanadaInvestor Program, particularly if the prescribed investment isfinanced. The weak Canadian dollar has made the 2018 Quebec Investor Programeven more lucrative. In general, Canada offers superior multiculturalintegration, a higher quality of life, lower crime rates, better hospitals andschools, larger wages, more prestigious universities, cleaner air, a morepowerful passport and valued citizenship, and a stronger economy. With astellar reputation, no age or language requirements, and a "walk-awayprice" of only ~$175,000 USD thanks to the loan option, the QuebecInvestment Program simply cannot be beaten by any other country.

Canada Dual Citizenship

There are no restrictions on dual citizenshipin Canada. This means that participants in the Immigrant Investor Program thatend up qualifying for Canadian citizenship will not be forced by the Governmentof Canada to give up their current citizenship in order to obtain a secondpassport.

Investor Visa Program Restrictions

The Immigrant Investor Program in Quebec hasno restrictions on an applicant's language, education, nationality, or age,other than that the principal applicant must be at least 18 years old. Whilemany countries require a foreign national to speak English and be below acertain age, such as 45, in order to qualify for an investment visa, Quebecinvestor class immigration applicants face no such constraints. Consequently,immigration to Canada through investment is possible for anyone that satisfiesall the standard citizenship by investment Canada criteria under the QuebecInvestor Program.

Does Quebec Residency Fall Under CanadianResidency?

Yes, all residents ofQuebec are also residents of Canada and therefore enjoy the same benefits aspeople living in other parts of the country. One of these perks is the abilityto move to and take up residence in any province in Canada, as guaranteed bythe Canadian Charter of Rights and Freedoms. There is no such thing as a Quebecresidence card - individuals that immigrate to Canada under the Quebec programfor immigrant investors are given a Canadian PR card thatis recognized from coast to coast.

Quebec Entrepreneur Program

Foreign nationals that donot meet the $1,600,000 net-worth requirement of the province's InvestorProgram may be interested in the Quebec Entrepreneur Program. Only requiringnet assets of CAD $300,000 as well as twoyears of experience running a business, the Entrepreneur Program provides apath for fast Canadian immigration to foreigners who create or acquire abusiness in the province. There are two main distinctions between theEntrepreneur Program and the Investor Program in Quebec. First, the Quebec programfor entrepreneurs only admits people to Canada under a conditional visa thatrequires the applicant to actively manage a qualifying local business. Not onlydoes the entrepreneur have to own and control at least 25% of the company'scapital equity with a value of at least $100,000 CAD, they must also regularlyreport to immigration authorities as they work to fulfill all the qualifyingbusiness conditions. The Canadian investor visa available through the QIIP, onthe other hand, contains no such conditions whatsoever and does not stipulateany special obligations once landed in the country. Second, applicants withsenior management experience that does not include ownership do not qualify forQuebec business immigration under the entrepreneur stream, while similarexperience may make them eligible under the investor stream. EntrepreneurProgram Quebec applicants must also defend a business plan during theirselection interview, which involves outlining the relevancy and feasibility ofthe project to immigration authorities. Please note: the Canada EntrepreneurProgram and Federal Investor Program have been terminated - only their Quebeccounterparts remain active.

Quebec Immigration Office in Hong Kong NowClosed

Effective April 1, 2017,Quebec Immigrant Investor Program interviews will no longer be available inHong Kong. Immigration Quebec has officially closed their Hong Kong office, andall Quebec Investor Program selection interviews and file processing have beenrepatriated to Montreal. Consequently, all correspondence with Quebecinvestment immigration officials should be done exclusively through thefollowing mailing address: 

285 Rue Notre-Dame Ouest, 4th Floor
Montreal, QC
Canada
H2Y 1T8

Immigrant Investor Program Quebec RequiredDocuments

The Quebec Application for SelectionCertificate requires an extensive amount of documentation be submitted tosupport the investor file. All documents must be submitted in their originallanguage and must be in the correct format. Documents submitted in a non-conformingformat may result in the rejection of an investor application or the return ofthe document to the sender. All certified true copies and photocopies must beof excellent quality or immigration authorities could deem them inadmissible.Certified true copy documents require an authorized person, such as a notarypublic, to compare the original document to the photocopy. The authorizednotary must then print on the copy "I certify that this is a true copy ofthe original document" along with their name, official position or title,signature, name of the original document, as well as the date of thecertification. The applicant is totally responsible for the truthfulness andaccuracy of all information and documents submitted in support of their application,including any documentation provided on their behalf by an authorized person.Please be advised that immigration authorities in Quebec may independentlyverify the accuracy of information provided on investment immigrationapplications with third parties. Any false or misleading information given inrelation to Canadian immigration for investors is an offense under the law, andthe applicant may be liable to a fine, refusal or rejection, or even thecancellation of their Quebec Selection Certificate (QSC).


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